If you’re a freelancer or solopreneur in the Netherlands, picking the right business bank account can save you serious time, fees, and frustration.
Here are the top options to consider in 2025 — and why they’re worth a look.
1. Wise Business
Wise offers a business account with no monthly fee, low currency conversion rates, and the ability to hold and send money in over 40 currencies.
- Great for freelancers with international clients
- Dutch IBAN available
- Transparent, low fees
2. Revolut Business
Revolut is a mobile-first bank with powerful budgeting, virtual cards, and real-time notifications. Their business tier is great for managing spending and automation.
- Easy mobile access
- Multi-currency support
- Built-in expense management
3. N26 Business
N26 is sleek, modern, and easy to use. Freelancers will love the simplicity and fee-free structure for most services.
- Instant push notifications
- Auto-categorized transactions
- Dutch/European IBAN support
👉 Open an N26 Business Account
4. Bunq
A Dutch favorite. Bunq offers an eco-friendly account with smart features for freelancers, including budgeting tools and automated VAT savings.
- Supports Dutch Chamber of Commerce registration (KvK)
- Innovative mobile experience
- Slightly higher pricing than others
Final Thoughts
The best account depends on how you work. Here’s a quick rule of thumb:
- 🌍 Work with international clients? → Wise or Payoneer
- 📱 Want mobile-first & automation? → Revolut or N26
- 🇳🇱 Want a Dutch-native bank? → Bunq
Whichever you choose, make sure it saves you time and doesn’t nickel-and-dime you with fees.
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