Starting a freelance business in the Netherlands? Choosing the right business bank account can save you time, money, and stress. Here are the top-rated options for 2025 — including international-friendly accounts, low-fee platforms, and options that work perfectly with invoicing and online tools.
🏦 Wise Business (Best for International Payments)
Wise Business is one of the most flexible and low-cost options for freelancers who work with clients abroad. You get local bank details in EUR, USD, GBP, and more — and you can send/receive money with minimal fees.
✅ Multi-currency account
✅ Real exchange rates
✅ Powerful invoicing features
✅ Great for Stripe, PayPal, marketplaces
👉 Open your Wise Business Account ← Affiliate Link
💳 Revolut Business (Best for Budgeting & Digital Tools)
Revolut offers a smooth app and powerful features for managing your freelance finances — including virtual cards, budgeting tools, and expense tracking.
✅ Virtual & physical cards
✅ Set spending limits
✅ Connect to accounting software
✅ Crypto + FX tools included
(Waiting for approval – link coming soon)
🇩🇪 N26 Business (Best for Simplicity)
N26 is a fully online bank that’s perfect for freelancers who want a beautiful, fast experience with no paperwork.
✅ Instant setup
✅ Free business account
✅ Easy spending overview
✅ Strong app design
(Waiting for approval – link coming soon)
🛠️ Final Tip: Start Simple, Then Stack
Start with one core account (we recommend Wise), then add a budgeting or spending tool like Revolut or N26 as your needs grow. The right combo gives you control, flexibility, and peace of mind.
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