If you’re freelancing in the EU, your toolkit is your lifeline.
From smarter banking to time-saving apps, here’s what top freelancers are using to stay ahead in 2025.
💼 Most tools are free or low-cost — and some even pay you to use them.
Here’s the full stack you can start with today 👇
🏦 Smart Business Banking
- Wise — Best for international payments
- Revolut — Fast + flexible EU account
- N26 — Sleek mobile banking
💻 Productivity Tools
- Notion — organize projects + content
- Toggl — track time and focus
- Google Workspace — email, docs, drive
💸 Invoicing + Payments
- Payoneer — get paid from platforms
- Bonsai — all-in-one freelance contracts + payments
- Wave — free invoicing + accounting
📈 Analytics + Growth
- Fathom — simple, privacy-first analytics
- Beehiiv — newsletters that scale
- Quora — grow your visibility with smart answers
Want the full toolkit in one download?
📄 Download the Freelancer Financial Stack (PDF)
💬 Or hit reply and let me know what tools you can’t live without!