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Zoho Books review & pricing

By Cathy Riddell · Prices checked 25 Oct 2026 · Last updated 25 Oct 2026

Short answer: Zoho Books is one of the cheapest full accounting apps: there’s a free plan for solopreneurs, Standard is US$20/mo (US$15 billed annually) for 3 users, and Professional is US$50/mo (US$40 annually) with inventory and projects. It’s best value if you already use other Zoho apps.

How this page was made: I compared each vendor’s official pricing and feature pages on 25 Oct 2026. Hands-on test notes are added only after I’ve used the product on a real account; until then they’re marked as pending. My review method.

How much does Zoho Books cost?

Plan (US)MonthlyBilled annuallyHighlights (official page)
FreeUS$0US$0Invoices, quotes, expenses, bank reconciliation, 50+ reports; 1 user + 1 accountant
StandardUS$20/moUS$15/moBank feeds, sales tax, custom reports, API; 3 users
ProfessionalUS$50/moUS$40/moSales/purchase orders, multi-currency, projects, inventory
Higher tiersFrom US$70/moFrom US$60/moMore automation, inventory and analytics

Prices are per organisation, checked 25 Oct 2026. Extra users are an add-on. Pricing differs by country, so check your local Zoho site.

Who is Zoho Books for?

Solopreneurs and small teams on a budget, and businesses already using Zoho Mail, Zoho Bookings or other Zoho apps.

What are the trade-offs?

  • Fewer accountants know it than Xero or QuickBooks, so ask yours first.
  • The free plan has 1 user plus your accountant.

[Cathy to add: hands-on notes from a real Zoho Books account: plan tested, date, what was set up, screenshots]

Try Zoho Books

Frequently asked questions

Is Zoho Books free?

Yes, there is a free plan for solopreneurs and micro businesses (official US page, 25 Oct 2026).

How much is Zoho Books Standard?

US$20/mo billed monthly or US$15/mo billed annually, per organisation.

Cathy Riddell
About the author: Cathy Riddell
Cathy is an Adelaide-based digital agency founder who sets up and runs small-business software for real clients. She writes every BizStacked guide and keeps the prices on each page dated and sourced. How I review →

Related guides

Sources

  1. https://www.zoho.com/us/books/pricing/: Zoho Books official pricing page, checked 25 Oct 2026

Prices are in USD unless stated and come only from the official vendor pages above. Vendors change prices and run promotions often, so confirm on the official page before you buy. Star ratings aren’t published until hands-on testing is complete.